You have a car and you may be wondering, do I really need to be paying for this insurance each month? The answer is yes! Continue reading to find out why it is necessary.
Required By State Law
One of the main reasons is because in Pennsylvania it is required to have at least the minimum coverage. If you choose to risk it and go without coverage, you could be fined up to $300, as well as have your driver’s license, registration and license plate suspended for three months.
Required By Lender
Along with it being required by the state, your financing lender may also require it. Check with your lender to find out what type of car insurance they require you to have.
By choosing to have car insurance, it gives you financial protection in the event something would happen. If you have a car accident and need to get your car repaired, paying a small deductible is a lot better than the possible thousands of dollars it may cost to repair.
Protection for Your Passengers
Should something happen where a passenger in your car is injured due to an accident, your insurance could help cover the costs for their medical expenses.
No matter what, car insurance is a necessity for anyone who owns a vehicle. If you’re looking at a new car or are thinking about getting a new quote, contact us today. We can help you find the right car insurance policy within your budget.
Advocate Insurance has over 20 years experience in the safety risk management and employee productivity fields. We also have the experience to help with your commercial insurance needs as well as auto and home owners insurance. We has assisted individuals in and around Reading PA with auto and home owners insurance. We work with businesses in Reading PA and around the Berks County area with risk management and safety training services.