Workers compensation is something every business owner needs. Do you need workers compensation for your business? Contact Advocate Insurance today.

We try our hardest to prevent and avoid injuries in the workplace, but unfortunately sometimes accidents still happen. Your employees spend hours at the workplace putting in time and energy, and you want to make sure they are protected. Below are a few of the most common causes of injuries in the workplace.

  • Fatigue – Mental or physical strain which can include major stress and pain.
  • Slips and Falls – Losing their stability on a surface which can result in a minor or major injury.
  • Hitting an Object – Includes falling objects or projectiles that may wind up hitting an employee.
  • Vehicle Accidents – Not every job has many employees on the road, but this can include side swipes or car issues.

These are only a few of the most common causes for injury in the workplace, but they can happen at any time. Something you want to make sure you have to protect yourself and your workers is workers’ compensation.

In Pennsylvania, not having workers’ compensation can land an employer with a hefty fine or even jail time. If the employer did so knowing they could end up in trouble, this offense can jump from a misdemeanor to a felony. It doesn’t stop there, as the worker who is injured can also take the employer to court and possibly sue, which will end up costing more money in the long run than simply getting workers’ compensation coverage.

Make the smarter choice, if you don’t have workers’ compensation at the moment, reach out and we can help you. If you do and just have questions and want more information, contact us today.

And please contact us to learn how any business can save 5% in Worker Comp premiums!

Advocate Insurance has over 20 years experience in the safety risk management and employee productivity fields. We also have the experience to help with your commercial insurance needs as well as car insurance and home owners insurance. We have assisted individuals in and around Reading PA with car insurance and home owners insurance. We assist businesses in Reading PA and around the Berks County area with risk management and safety training services.