More From Advocate

As the state starts to open up, more and more people are venturing out and supporting their local businesses. This is great, but you also need to make sure you are staying safe and practicing social distancing. In this blog, we cover a few things you want to remember to continue doing. Masks While some places don’t require you to wear a mask, others do. In the end, until COVID-19 is no longer a threat, it is smart to continue wearing your masks. Sanitize Whether or not you are concerned about COVID-19, it is always a smart idea to sanitize. Keep sanitizer on you orRead More →

If you’re sheltered in place and not really going anywhere, you may not think you need to keep your vehicle maintained. That’s not the case, a car that sits and isn’t driven as much can impact the potential safety of the vehicle. Let’s review a few reasons. Tires When a vehicle is left in the same spot for too long, the tires can start experiencing flat-spotting. This is when the weight of the vehicle sitting in one spot can flatten a portion of the rubber on the tire. Check your tire pressure often and compare it to your manufacturer’s recommendations. If they need air, makeRead More →

One thing COVID-19 may have done for many businesses is make them realize that they need to have a few policies in place, such as a Business Continuity Plan. It is true this is something most of us have never experienced in our lifetime; so it is not something that we felt we needed to be prepared for. But, all of this will change our way of life. Something you can do for your business is create a Business Continuity Plan. This will allow you to be more prepared for the future and what it may hold. A Business Continuity Plan includes procedures and instructionsRead More →

We try our hardest to prevent and avoid injuries in the workplace, but unfortunately sometimes accidents still happen. Your employees spend hours at the workplace putting in time and energy, and you want to make sure they are protected. Below are a few of the most common causes of injuries in the workplace. Fatigue – Mental or physical strain which can include major stress and pain. Slips and Falls – Losing their stability on a surface which can result in a minor or major injury. Hitting an Object – Includes falling objects or projectiles that may wind up hitting an employee. Vehicle Accidents – NotRead More →

Cars are more complex today than ever! The advent of technology has made the mechanics of the automobile much more difficult to identify issues and make repairs. What role does insurance have in maintaining your car? The simple “fender bender” can easily cost over $1500 to do repairs these days. Regular maintenance can help you identify problems before they occur. Here’s some ideas on how to keep your vehicle properly maintained. First thing is to keep track of your dash and understand the indicator lights on it. If you have car trouble, the indicator light on your dash will indicate what is wrong. Although, youRead More →

In this day and age, there are many new and problematic issues that can happen, especially when you’re out in public. There have been a variety of new and old worries for business and establishments including active shooters, fires, and natural disasters. Our risk management service helps you identify possible hazards and complete programs to make sure your staff is ready for the unthinkable. We want to mainly focus on churches in this blog. There are plenty of standards that could be put in place to help prevent risks or protect people in the scenario of an emergency. This includes: Security Measurements One of theRead More →

For many businesses, it is important to have a workplace safety plan set in place. This is a personalized plan for your business that can not only help your employees avoid dangerous situations, but help them know how to react should a situation arise. OSHA expects every business to have safety plans in place, and there are industries that have a high risk for employee injuries that definitely need one. These industries include construction, warehouse, and road work, just to name a few. If you don’t have one in place, start 2020 on the right foot and work on setting one up. There are severalRead More →

Farmer’s Almanac says we are in for a rough winter. Are you ready to get out your heavy coat and start sipping hot chocolate on the weekends? Whether you’re a fan of the cold or not, you’ll want to make sure your insurance is up-to-date so you’re covered over the next few months. Homeowners Insurance To ensure your house doesn’t take a beating during these freezing months, you’ll want to take some precautions. Talk to your insurance provider to find out what your homeowners insurance covers; there are also a few common precautions to take. If you’re going to be busy and away from home,Read More →

You may not notice any issues with your house this fall and upcoming winter season. But, if you want to save yourself from any hassles in the near future, you should be wary of what can become a problem. The temperatures are dropping and you’re getting ready for the Thanksgiving season and other family functions you may have planned, why let home maintenance issues take the fun away? One of the biggest nuisances we deal with year-round can be pests. This includes small rodents, bugs, and any other invaders that stumble into our homes. Not only will you want to clean all the rooms ofRead More →

Do you run a small business and want to make sure every inch of your operation is covered in case of an emergency? Well luckily, we have an easy way to fulfill your needs with our Business Owner Package or what we call a BOP policy! This doesn’t only include basic insurance needs all business owners should have, but also insurance needs such as vehicle, property damage, business income, and bodily injury. With our BOP policy you can get more for your money so you can obtain reliable coverage for your business. We also make it easy for you where you can add whatever insuranceRead More →